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9 Best Pet Insurance in 2021-2022

Pet insurance is health insurance for your pet. It cover (reimburses) the costs of treating unexpected injuries and illnesses. In general, most pet insurance plans will cover unexpected injuries/accidents, unexpected illnesses, surgery, medication, tests/diagnostics, and emergency care and exam fees.

9 Best Pet Insurance in 2021-2022

The cost of your pet insurance will vary depending on what type of policy you choose.


The ASPCA’s mission, as stated by founder Henry Bergh in 1866, is “to provide effective means for the prevention of cruelty to animals throughout the United States.”

The ASPCA is guided today by the same belief on which it was founded in 1866: Animals are entitled to kind and respectful treatment by humans, and this is not to be left to the compassionate impulses of humans but is an entitlement that must be protected under the law.

ASPCA was the first humane society to be established in North America and is, today, one of the largest in the world.

The ASPCA’s mission, as stated by founder Henry Bergh in 1866, is “to provide effective means for the prevention of cruelty to animals throughout the United States.”

2. Pets Best

Pets Best was founded in 2005 by Dr. Jack Stephens, the “father” of the pet insurance industry in North America.

As a practising veterinarian in 1979, Dr. Stephens euthanized a dog named Buffy because her owners elected euthanasia instead of allowing him to diagnose and treat Buffy. Weeks later, Dr. Stephens ran into Buffy’s owner at the store. She was with her daughter who recognized Dr. Stephens and exclaimed, “You’re the man who killed my dog.” This encounter changed Dr. Stephens’ life in an instant and he immediately began on his quest to develop a solution that would help pet owners be financially prepared for their pet’s unexpected veterinary care.

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3. Embrace

When selecting a pet insurance company as a partner in your pet’s care, you deserve a company that has your pet’s best interest at heart.

Embrace is a family, and when you Embrace your pet, you sign up for more than just insurance – you become part of the family.

4. Prudent Pet

At Prudent Pet Insurance Agency,

we want pets to enjoy good health and receive the best medical care possible throughout their lives. Like so many people today, we consider our pets to be members of the family and want to do whatever it takes to keep them safe.

Knowing your options when it comes to pet insurance policies means you can protect your pet and your finances. That’s why we offer policies that are easy to understand, easy to buy and easy to use. Take the first step and get your pet’s free quote today.

5. Spot

Spot Pet Insurance is worth it. If you’ve ever been hit with unexpected vet bills before, you know how expensive they can be. Spot Pet Insurance offers comprehensive coverage options so you can always take good care of your pet without breaking the bank.

United States Fire Insurance Company underwrites all SPOT Pet Insurance plans. Crum & Forster Pet Insurance Group TM is a trademark of United States Fire Insurance Company and a brand of C&F Insurance Agency, Inc., which handles claims, billing, and customer service.

6. TrustedPals

TrustedPals offers customizable accident, illness, and wellness insurance coverage for dogs and cats. TrustedPals is a trademark of Marsh USA, Inc. Policies are underwritten by Zurich American Insurance Company.

7. Figo pet

insurance can be boring, but we believe it doesn’t have to be. When we hear “that’s how things have always been done,” we dig in and do it better. With innovation at our core we created Figo, an insurance company that we as pet parents believe in.

At Figo pet, foundation, we’re made up of vet techs, developers, creatives and more. The one thing we have in common is that we’re all passionate about pets and making life easier for their parents. We believe pets are family and they should be taken care of just the same.

8. Lemonade

Lemonade has earned 4.9 stars in the App Store, and is also top-rated by Supermoney, Clearsurance, and others.

Lemonade is a public benefit corporation. We take a flat fee up front before we pay claims. Then, we donate what’s left to meaningful causes our customers choose—including animal welfare organizations.

9. Nationwide

Nationwide offers industry-leading pet health insurance for dogs, cats, birds and exotic pets. Current Nationwide members receive a 5% discount on a new pet health insurance policy.

Nationwide pet health insurance plans give you the freedom to use any vet, anywhere, including specialists and emergency providers.

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